Do you feel like your debt keeps growing? Are your finances spiraling out of control? If you have difficulty keeping up with payments on your home, credit cards, or car, then speak with a Fort Worth bankruptcy lawyer to see if you can benefit from filing for bankruptcy. Whether it was an unexpected illness or a sudden job loss, bankruptcy can happen to hard-working, honest people. At The Pritchard Law Firm, we understand what our clients are going through and are here to help.
Flat fees offered in most cases
45+ years’ combined experience on your side
Unique insights from representing both consumers and creditors
Free consultation to discuss your debt relief options
We have over 45 years of experience helping clients resolve their debt. At the Pritchard Law Firm, all your meetings and telephone conferences will be with an attorney and not a legal assistant or a non-lawyer hired to sign up clients. Learn how we can help.
We can help clients seek debt relief by filing for:
Also known as “liquidation bankruptcy”, Chapter 7 bankruptcy generally discharges all of an individual’s unsecured debt, wiping the slate clean after liquidating certain non-exempt assets. The process can take anywhere from four to six months. To qualify for this chapter, you will need to meet income requirements.
It is very important that you speak with a Fort Worth bankruptcy attorney to learn about the benefits and whether or not Chapter 7 bankruptcy is right for you.
This allows debtors to repay their debts slowly over a period of time. Your attorney can negotiate a manageable monthly payment amount with your creditors. The repayment process usually takes three to five years.
The moment that you file for bankruptcy, an automatic stay is put in place, which prevents creditors from contacting you. This means that all foreclosure proceedings and repossession actions must stop. This can give you extra time to work with your lawyer to get your finances in order. In many cases, many clients who file for bankruptcy are also able to keep their home and their car.
To find out if bankruptcy is right for your particular situation, feel free to contact us to discuss further. Bankruptcy can be an optimal solution for many clients, but not all clients will benefit from it. Depending on your unique circumstances, we may suggest other alternatives, such as debt settlement or credit counseling. We would be happy to go over your alternatives and walk you through your options.
Most of our services are provided on a flat fee agreement, and is flexible according to the client. At the Pritchard Law Firm, all your meetings and telephone conferences will be with an attorney, not a legal assistant or a non-lawyer hired to sign up clients.